I Lost My Job in January
During this recession, more people than ever are needing extra assistance. Here are some resources for those in need.
Got laid off? Here'south are some questions that many people who accept lost their jobs are request these days:
I'm unemployed and need help. What happens if my unemployment checks run out and I still tin't find a chore? Where can I become help for my daily needs?
More than people are finding themselves in situations they never dreamed they would ever be in; some accept lost their jobs and others have establish themselves struggling every bit low-income earners. Unfortunately, very many of us are finding ourselves at the end of our financial rope. What then can we practise?
Image by NY Times
We've gathered together some resources and options that may hopefully aid those in this financial predicament.
Help For The Unemployed: Beyond The Unemployment Checks
If you are underemployed or unemployed right now, yous are not alone. With the current country of the economy, it'southward not surprising if you're on a job hunt. Since many folks are seeking employment, jobs take longer to detect. If you are not seeking unemployment benefits or your current benefits accept run out, at that place are a few resources to help y'all get past these hard times.
How To Get Money For Housing and Other Necessary Expenses
If yous are jobless and come across certain financial criteria, you can apply for an unemployment span grant through Modest Needs to embrace certain necessary expenses. The money is granted to a person who is recently unemployed through no mistake of their own and has not all the same found a task nor received unemployment benefits.
The grant itself is remitted to you for a small emergency expense that may involve your dwelling house, child care, health insurance or automobile. The maximum amount of the grant is $1,000 or your monthly housing payment, whichever is greater. Considering the coin is a grant and non a loan, you don't have to pay it back. Other grants offered to individuals past Modest Needs include self-sufficiency grants, back-to-piece of work grants and independent living grants. You'll need regular access to a computer to proceed track of the grants, and you lot may also need to use a scanner to send certain parts of the grant application.
How To Get Food
FeedingAmerica is formerly known as America's Second Harvest. When yous visit the FeedingAmerica website, you can enter your state or zip code to find local nutrient banks including links to their websites and contact numbers. Food is distributed for free to those who qualify based on need, income and family size. Contact your local food banking concern to find out nigh their requirements and distribution schedule.
Grocery relief is available through Angel Food Ministries, a non-denominational organization serving 35 states. Low-cost food packages are ordered online and picked upwardly at local distribution centers. A family of four can buy a week of food for $30. From the Angel Food Ministries site, you lot can place an lodge at your closest distribution center. Nutrient tin can exist paid for by credit menu, debit card, cash, money order or food stamps.
How To Get Heat
HEAP (Home Energy Assistance Program) is a federally funded plan to offset the costs of heating for eligible low-income earners. A one-time directly payment is fabricated to a utility company for heating. Usually, it takes 2 to 3 months from the fourth dimension you apply to go your awarding processed. Ask your local utility company how you lot can apply. If you are unable to wait this long, the Citizens Energy Oil Heat Program offers discounted oil to eligible people residing in sure states.
How To Get Medications
If you are taking ongoing medication, the loss of a job and wellness benefits can be a major crisis. Some cannot afford to maintain COBRA payments to go along their wellness insurance when they are unemployed. The program chosen Partnership For Prescription Assistance offers access to free or low cost medication through hundreds of public and private patient assistance programs. Utilize the Partnership For Prescription Help website to search for your medications and to come across the programs you lot may qualify for.
How To Get Clothes, Toys and Household Items
The Society of St. Vincent de Paul offers emergency financial assistance, food, housing help and emergency transportation to anyone in need. Their austerity stores are a groovy place to buy depression-price, gently used clothing, shoes and coats. Austerity stores take enough of useful items including small household items and toys for children. Check out the Society of St. Vincent de Paul website to find local thrift stores in your neighborhood. For just a few dollars, you tin become many essentials. Sometimes shirts and trousers cost as little every bit 50 cents!
How To Get A Job
If you haven't already, you tin also take your task search online by looking into these job boards:
- Task.com: a nifty resource for local jobs, career communication and other services to help you manage your career and job.
- Executive Search Online: a leading nationwide task matching service for more experienced executives. Pay levels for these executive jobs are typically higher.
- Beyond.com: an extensive career network that's set as a community of niche sites in various industries.
- EssayEdge: an essay editing resource for those who demand a fiddling help with their higher, graduate or other academic admission essays. They help out students seeking to proceeds access to the colleges and universities of their choice.
- ResumeEdge: a resume editing resource for those who demand a piddling help writing a high quality resume and / or cover letter of the alphabet. They are the leading provider of resume writing services online and the chosen resume partner of well-known job sites such as Yahoo! Hot Jobs, CareerJournal and Die.com.
- Resume Rabbit: a resume distribution service that submits resumes to acme online job sites such as Career Builder, HotJobs, Monster, Dice, etc, equally well as job search engines.
- Snag A Job: an online tool to assistance you lot find hourly jobs. This service provides you with access to part-time and full-fourth dimension hourly jobs.
- Yahoo Hot Jobs: a pop online job board.
- GoFreelance: an online community for freelance professionals and companies looking to hire skilled freelance experts. They firm thousands of freelance and work-at-dwelling house jobs in the US and worldwide.
Consider freelancing as a way to tide yourself over while you're looking for permanent, full-time piece of work. The actress cash you lot earn this way along with the assistance programs y'all join may help you through this temporary rough patch.
History proves that the economy will somewhen improve and before you know information technology, you'll be back to piece of work and on your feet again.
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Source: http://thesmarterwallet.com/2009/help-im-unemployed-unemployment-checks-run-out-jobless-assistance/
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